How to prepare for an accident before it happens

Every time you get in your car, you are at risk of getting into an injurious or even a fatal crash. The Insurance Institute for Highway Safety states that in 2018 in Louisiana, 768 people died in car accidents.

Although not every car accident is fatal, you should still prepare yourself and your vehicle for the eventuality of a collision. Taking the following steps can help you protect your safety and your interests before a car accident ever occurs.

Review your insurance

Put proof of your vehicle insurance somewhere accessible in your vehicle, like your glove compartment. When you receive an updated policy every six months or every year, remember to replace this documentation in your car.

Along with this information, make sure you know how to contact your insurance provider to file a claim. In many cases, you can find this number on your policy card. If your policy includes roadside assistance, highlight this information so you can find it easily.

Purchase a cellphone charger

Put a cellphone charger in your car and always let your phone charge while you drive. This way, you will always be able to call for help in the event of an auto collision.

Make preparations for an emergency

Create an emergency kit and keep in your vehicle for collisions that are more than a simple fender bender. This kit should include a flashlight, a first aid kit and several small orange cones to keep traffic from getting too close at the scene of the crash.